It’s pretty clear when someone steals the shirt off your back, but it may not be immediately obvious when someone steals your identity. How can someone steal your identity anyway? No, we’re not talking about some secret new sci-fi movie plot. Identity theft is a very real threat that affects consumers worldwide. In today’s world, sophisticated thieves pretend to be others by assuming their identities in order to access private details that can be used to obtain credit or other financial benefits. The victim of an identity theft can suffer from having to be held accountable to the heinous crimes committed by the identity thieves.
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Identity theft is roughly divided into the following categories:
child identity theft
criminal identity theft
financial identity theft
medical identity theft
Identity theft can be used for the outright benefit of the theft itself or for facilitating other crimes like terrorism or illegal immigration.
Criminals who engage in identity theft obtain private data about their victims such as one or more of the following:
first and last names
Social Security numbers (SSNs)
credit card numbers
dates of birth (DOB)
The ease of obtaining such private data by criminals, hackers, and other unscrupulous individuals is outright shocking. There are many computer programs available today that allow even inexperienced hackers the ability to steal consumer identities. Identity theft doesn’t necessarily have to occur through the use of sophisticated software though, as there are many “classic” techniques still used today that can be used to victimize innocent consumers. Many identity thieves just have to steal credit cards, advertise bogus job offers, spy on someone typing their username and password, search public records, or simply dig through a victim’s garbage to get what they want.
How does one obtain suitable protection against identity theft? Leave that to us. We at CardCredit.Net are experts at finding the right identity theft solutions for our clients.